Exclusion of named driver

NAMED DRIVER EXCLUSION ENDORSEMENT Effective: xxxxxxx Nothing herein contained shall be held to alter, vary, waive, or extend any of the terms, conditions, agreements, or limits of the under mentioned policy other than as stated herein below. NO COVERAGE IS PROVIDED FOR ANY CLAIM ARISING FROM AN ACCIDENT OR LOSS INVOLVING A VEHICLE. NAMED DRIVER EXCLUSION FORM EXCLUDED DRIVER(S) INFORMATION Name of Excluded Drivers Relationship to Named Insured Date of Birth Signature Date (MM/DD/YY) I agree to amend this policy to exclude coverage for accidents, claims, and damages arising out of the operation of a motor vehicle by the individual(s) listed as the excluded driver(s).  · A named excluded driver is an identified driver who is not covered under a particular car insurance policy. Let’s say you want to drive your brother’s car, but find out you’re an excluded driver.

To exclude a driver from your insurance policy, contact your auto insurance company and fill out and sign a driver exclusion form. However, be aware that the rules for excluding drivers vary by insurer, and not all states allow for excluded drivers. Some states specifically don't allow named driver exclusions at all. A named driver exclusion is usually attached to a policy when the underwriter is aware of a problem driver who might be allowed to use an insured automobile, such as a child of the named insured. A problem driver may be that the person has a suspended license, DUI conviction, had multiple accidents, etc. Also known as a “named driver exclusion” or an “operator exclusion form,” this rider can lower your premiums if it’s allowed in your state and offered by your insurer. However, if the excluded driver drives the insured car anyway and causes an accident or otherwise damages the car, the insurance company won’t pay out on the claim.

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